Responsibilities

  • Assess the quality of business proposals through appropriate due diligence checks including financial information, searches, third party reports and appropriate product information.
  • Support the Underwriter in preparing high quality credit papers for proposed transactions for submission to Sightings / Credit Committee.
  • Follow AML / CDD procedures, preparing Risk Assessments, Search Lists and Onboarding Checklists together with required level of due diligence to enable the successful onboarding of new clients.
  • Prepare fresh searches and due diligence for all new client directors.
  • Work with panel lawyers to prepare legal agreements in line with credit sanction.
  • Liaise with Arbuthnot Latham Credit and Compliance team as required.
  • Support the Underwriter / Client Manager / Business Development Director in the approval and onboarding process, from initial enquiry through to first payment, in line with ABL procedures and risk appetite. 
  • Keep bad debts and client attrition to a minimum.
  • Understand risk drivers and monitor triggers ensuring that risk is managed within Arbuthnot Commercial ABL Credit Policy and Procedures.
  • Visit prospects as required. Prepare visit reports as necessary.
  • Recognise and report compliance breaches, errors and potential frauds.
  • Work with external Accountants, Auditors, Valuer and Lawyers as necessary.
  • Present a positive image of Arbuthnot Commercial ABL at all times.
  • Support the Commercial Team in meeting growth targets, meetings KBIs and prospects as required.

Person Specification

Knowledge / Experience
  • Experience in ABL/AR financing or similar environment.
  • Understanding of ABL/AR products, procedures, markets and industry sectors.
  • Strong analytical & financial analysis skills.
  • Handle high work volumes whilst maintaining accuracy, quality and client focus.
  • Strong risk focused approach.
  • Excellent verbal, written and presentation skills. Computer literate.
  • Team player, establishes effective working relationships at all levels.
  • Work under pressure and to tight deadlines.
  • Professional, well-presented, client-focused approach.

Qualifications
  • Relevant degree or professional qualification desirable but not essential

Competencies
  • Business & Commercial Focus
  • Judgement & Problem Solving
  • Influencing Others
  • Expert Knowledge
  • Team Working
  • Planning and Reviewing
  • Client Focus